While investment banks play a key role in helping the financial world grow, they also face challenges—especially with the rise of fintech and the growing trend of bank mergers.
1. Bank Mergers (Consolidation):
Many banks are joining forces to become bigger and more competitive. While these mergers offer a lot of opportunities, they also come with challenges.

Regulations: When banks get bigger, they have to follow more rules and deal with more government oversight. Investment banks help these larger institutions navigate complex regulations.